Money Worries - Advice and Support
If you have any money worries, or if you are in debt and you want some advice, the Money Talk Team will be able to chat through your options and help you find the best way forward.
If you are struggling to make your money last to the end of the week/month or worried about how you’ll pay your bills, the Money Talk Team Service can help you ensure you're receiving the money you're entitled to and not paying over the odds for services.
Services Offered
- Benefits
- Carers
- Crisis Management
- Debt Advice
- Older Adults
- Welfare Rights
- Young Carers
Visit: Coping with money worries | NHS inform or call 0800 085 7145
Worrying About Money
Worrying About Money cash first referral leaflet is a resource for people facing financial issues, and anyone supporting them, to quickly see available advice and cash first support options and which local services are best placed to help.
Citizens Advice Scotland
Citizens advice bureaux provide free, confidential and impartial advice on a range of matters including money advice:
www.cas.org.uk/money-advice-matters
Telephone: 0845 450 0351
Money Advice Scotland
Money Advice Scotland is Scotland’s money charity. We exist to help people in debt, support money advisers, and influence policy including:
For further information visit www.moneyadvicescotland.org.uk/ or call 0141 572 0237
Shelter Scotland
Shelter believes everyone should have a home. More than one million people a year come to Shelter for advice and support via their website, helplines and national network of services.
Managing your Money
Whether you get wages, benefits or a student grant, you have to make sure your money will cover your housing costs and your living expenses, this page will help you make sure your money lasts from one payday to the next.
Budgeting
If you want to keep your finances on the straight and narrow, drawing up a budget will really help. This page explains what budgeting is, and contains links to useful websites that can help you manage your money.
scotland.shelter.org.uk/get_advice/advice_topics/paying_for_a_home/budgeting
For further information visit https://scotland.shelter.org.uk/ or call 08088004444
Money Matters
There is a strong connection between wellbeing and financial education. Money-saving expert Martin Lewis published a free textbook covering the following areas which is designed for schools but will benefit most parents and adults:
- Savings – ways to save, interest, money and mental health.
- Making the most of your money – budgeting, keeping track of your budget, ways to pay, value for money, spending.
- Borrowing – debt, APR, borrowing products, unmanageable debt.
- After school, the world of work – student finance, apprenticeships, earnings, tax, pensions, benefits.
- Risk and reward – investments, gambling, insurance.
- Security and fraud – identify theft, online fraud, money mules.
The book is available as a free PDF download. The perfect opportunity to introduce financial wellbeing with your employees as part of an information campaign or an activity.
Further information can be found by visiting https://www.moneysavingexpert.com/
Support for Carers
Find out about support available to carers and how to manage the money of someone you're caring for
Visit Support for carers - Money Advice Service or call 08001387777
Scottish Debtline (CCCS)
Scottish Debtline help people with debt problems take back control of their finances and their lives:
Visit www.scottishdebtline.co.uk or call 0800 138 3328
Universal Credit
Find out about Universal Credit including if you're eligible and how to claim:
Universal Credit - GOV.UK (www.gov.uk)
Claim Tax Relief
You may be able to claim tax relief for additional household costs if you have to work at home on a regular basis, either for all or part of the week. This includes if you have to work from home because of coronavirus (COVID-19).
Claim tax relief for your job expenses: Working from home - GOV.UK (www.gov.uk)